Shockley Honda
Sales: 301-245-0861
Service: 301-245-0862
Close
Shockley Honda Home Icon

Can I Finance a Used Vehicle?

Buying a used car is a great way to take home a fresh set of wheels without blowing a hole in your budget. However, that doesn’t mean that paying in one lump sum is an ideal scenario. That’s why Shockley Honda is happy to offer financing on used car purchases! Even though this payment avenue is typically associated with buying a factory-fresh vehicle, the process will be mostly the same when you bring home a used car. Read on for more information, then stop by to see us!

Financing a Used Car Purchase

It’s easy to break up the cost of your used car with a financing plan — we’ll divide it into monthly payments, in the same way financing converts a new vehicle’s sticker price into installments. Even better, we offer in-house financing! That means you won’t have to go through an external bank or lender. Instead, we’ll sit down with you to discuss your credit history, with the understanding that not everyone’s credit score is in the best shape when procuring a vehicle becomes necessary. We’ll do all we can to reach the terms that are the best fit for your financial situation, including the down payment amount that sets you up for the most manageable monthly rate possible. Our Finance Department is full of helpful, knowledgeable staff members who love nothing more than to put a customer in the car of their dreams!

Online Tools

If you’d prefer to get a head start on this process before even stepping through our doors, the “Finance” tab at the top of our website contains some handy resources that make this easy. You can get the ball rolling by filling out a finance application, which will help us prepare for your visit by getting some of the paperwork out of the way. Start crunching numbers right away with our Payment Calculator, a tool that lets you enter some financial information and get an estimate of what your buying power is and what your monthly payment amount could look like. And if you’re considering trading in your current vehicle toward your new-to-you ride, we have a Value Your Trade form that will give you a sense of how much money you’ll be able to put toward your next car.

Our Used Vehicle Inventory

Hopefully, financing a used vehicle seems like a good option for you! If so, it’s time to examine our extensive selection. When you click the “Used” tab, you’ll be presented with links for our entire used inventory, our used vehicle specials, and our certified pre-owned cars. Whichever you choose, you’ll be taken to an inventory page. Here, you can browse our selection with the help of the filters on the left, which allow you to narrow your search depending on what you’re looking for. In addition to make, model, and year, you can sort by specifics like body style, transmission, fuel economy, and color! You’ll discover your ideal ride in no time.

Have you been wondering, “Can I finance a used vehicle?” In a word — yes! We make it easy at Shockley Honda, so be sure to visit our lot and become one of our newest satisfied customers.

Sales Hours

301-245-0861
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 7:00 pm
Sunday Closed

We Offer Used Vehicle Financing!

Can I Finance a Used Vehicle?

Dealership Information

Contact Information


Testimonials

Sanjay Katiyar
Sanjay Katiyar
GOOGLE
11-15-2019
Full Star Full Star Full Star Full Star Full Star
Daniel Patton
Daniel Patton
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star

If you go here, be sure to ask for Herb, he is incredible.

Eunjoo Chung
Eunjoo Chung
GOOGLE
11-10-2019
Full Star Full Star Full Star Full Star Empty Star
Samonya Horton
Samonya Horton
GOOGLE
11-9-2019
Full Star Full Star Full Star Full Star Full Star

Justin the sales person was very nice and honest trying to work a deal with me I would recommend this dealer if looking to purchase a car

Nali Hersh
Nali Hersh
GOOGLE
11-7-2019
Full Star Full Star Full Star Full Star Full Star
Olumide
CARGURUS
11-4-2019
Full Star Full Star Full Star Full Star Full Star

Was great the response was fantastic. Thanks u guys

Roy Puerto
Roy Puerto
GOOGLE
10-17-2019
Full Star Full Star Full Star Full Star Full Star

My best car buying experience. In and out within one hour. Very friendly and helpful staff, I highly recommend this dealership! Thank you Shockley Honda.

chris farthing
chris farthing
GOOGLE
10-15-2019
Full Star Full Star Full Star Full Star Full Star

Good reliable cars. No pressure sales.

Hamed
CARGURUS
10-15-2019
Full Star Full Star Full Star Full Star Full Star

I had an overall positive interaction with the dealership from the beginning to the end. The staff were very professional and helpful and did not try to oversell the car or force any unwanted options on the car (like nitrofill, tint and etc).

Jamie Orr
Jamie Orr
GOOGLE
10-12-2019
Full Star Full Star Full Star Full Star Full Star

Best

John P M
John P M
GOOGLE
10-5-2019
Full Star Full Star Full Star Full Star Full Star
Mia S.
Mia S.
YELP
10-4-2019
Full Star Full Star Full Star Full Star Empty Star

This was the fastest car buying process I've ever experienced. Bill was the salesperson that helped me out and he was pleasant from start to finish. He wasn't pushy and he listened the entire time. Dante was also great during the negotiation process and made sure I was satisfied with everything before finalizing the details. He was very approachable and made the experience stress-free as possible. A minor hiccup which led me to knock off a star was finding finger print marks on the ceiling of the drivers side. I completely missed this during the full inspection before driving it off the lot. The salesperson had missed it as well so I had to call and bring the car back because it looked like oil from a mechanics hand. Dante was very apologetic about the situation. I wasn't excited about driving back to Frederick to get it cleaned but mistakes happen. It's a brand new car so I expected it to be spotless inside and out. They offer the Shockley Advantage with a purchase of a new vehicle which I'm very pleased about. It comes with 100 free car washes, lifetime engine warranty, and more. Thank you Shockley Honda!

"By far the best car buying experience I have had. Mike..."

Bofitzy
DEALERRATER
10-2-2019
Full Star Full Star Full Star Full Star Full Star

By far the best car buying experience I have had. Mike was great & Jennifer in finance was the Best! Highly suggest seeing them for your next car!

Jeff
CARGURUS
9-28-2019
Full Star Full Star Full Star Full Star Empty Star

Really nice people to deal with, and they matched the best internet price we found.

Jayne Booth
Jayne Booth
GOOGLE
9-24-2019
Full Star Full Star Full Star Full Star Full Star

I am always amazed by the excellent customer service at Shockley Honda. From scheduling, to service, to pick-up everyone goes out of their way to make it a pleasant experience.

Abbas
CARGURUS
9-21-2019
Full Star Full Star Full Star Full Star Full Star

Great

James T
James T
GOOGLE
9-17-2019
Full Star Full Star Full Star Full Star Empty Star
viren patel
viren patel
GOOGLE
9-17-2019
Full Star Full Star Full Star Full Star Full Star
Arun
CARGURUS
9-16-2019
Full Star Full Star Full Star Full Star Full Star

Quick response

Lance C.
YELP
9-12-2019
Full Star Full Star Full Star Full Star Full Star

This is long over due! I bought my SUV from Shockley in June/2019. I want start by saying JENNIFER SMITH in finance is AMAZING...... Very very experienced and kind hearted. My 1 year old also seemed to be very fond of her as well :) If it wasn't for Jennifer my wife and I would have purchased else where. Don't get me wrong all the staff I came in contact with seemed pleasant and was willing to help if needed. Bill, my salesman was very cool and down to earth. However, JENNIFER went well above and beyond her job to make sure my purchase was handled correctly, my vehicle was covered and it was as close as possible to my budget. Bottom line, i would definitely purchase from shockley again in the future.

Michael Hernandez
Michael Hernandez
GOOGLE
9-10-2019
Full Star Full Star Full Star Full Star Full Star
Joan Kinze
Joan Kinze
GOOGLE
9-9-2019
Full Star Full Star Full Star Full Star Full Star

All my needs and wants were met

"New CRV"

MRC
DEALERRATER
9-5-2019
Full Star Full Star Full Star Full Star Full Star

Bought a new 2019 CRV. I worked with Chris Curry, he was awesome! Very knowledgable and friendly! This is our 4th car purchased at Shocl;ey Honda! We are a Honda family!

Robert Sherwood
Robert Sherwood
GOOGLE
9-5-2019
Full Star Full Star Full Star Full Star Full Star

Service Staff is always very courteous, friendly & professional. Technicians do great work. Waiting area is customer friendly.

Scott Y.
Scott Y.
YELP
9-3-2019
Full Star Full Star Full Star Full Star Full Star

Purchased a 2019 Honda Accord EX-L and it was a very good experience. Justin Breeden assisted us with the purchase and Lisa Strobel gave us a terrific price. I was comparing the cost by email with several different dealerships from Cockeysville to Bethesda and all the way to Hagerstown and Shockley Honda had the best price right from the start. We were in and out quickly and we could not be happier. Would definitely consider going back in the future. Scott Y

Haley B.
Haley B.
YELP
9-1-2019
Full Star Full Star Full Star Full Star Full Star

I am writing this review for Bill, Nancy and Herb at Shockley Honda. My husband and I called in to come and look at a New Honda CR-V. We were greeted with a text video introducing our Salesman to us, which was pretty cool and personal. It was nice to know who we were working with before we even got there. We drove an hour and 15 minutes to shop at Shockley. When we arrived we walked in, met Bill and he had the car pulled up and ready to go. Being 7 months pregnant this was such a nice gesture because I didn't want to walk in the heat looking at cars. We did a walk around with Bill where he showed us the key features of the vehicle and we went on a test drive. No questions asked! The test drive was so nice we went on, because it involved different types of terrains. After our test drive we go in and talk about pricing of the vehicle. The negation process was shorter than our test drive!! That is unheard of! We let Bill and Herb know where we wanted to be and they worked with us without pushing and pulling! My husband and I were amazed by the level of professionalism Bill and the team had. Our experience was Top Notch at Shockley! As a past Car Salesman I was so impressed with this dealership and the ease of process! Nancy our finance manager was such a joy to work with! The ease of the financing process and the rapport she built with us, her customers didn't go unnoticed! Way to go Shockley Honda. Bill, Nancy and Herb are stellar!! Thank you for such a great experience!

Haley Broome
Haley Broome
GOOGLE
9-1-2019
Full Star Full Star Full Star Full Star Full Star

I am writing this review for Bill, Nancy and Herb at Shockley Honda. My husband and I called in to come and look at a New Honda CR-V. We were greeted with a text video introducing our Salesman to us, which was pretty cool and personal. It was nice to know who we were working with before we even got there. We drove an hour and 15 minutes to shop at Shockley. When we arrived we walked in, met Bill and he had the car pulled up and ready to go. Being 7 months pregnant this was such a nice gesture because I didn’t want to walk in the heat looking at cars. We did a walk around with Bill where he showed us the key features of the vehicle and we went on a test drive. No questions asked! The test drive was so nice we went on, because it involved different types of terrains. After our test drive we go in and talk about pricing of the vehicle. The negation process was shorter than our test drive!! That is unheard of! We let Bill and Herb know where we wanted to be and they worked with us without pushing and pulling! My husband and I were amazed by the level of professionalism Bill and the team had. Our experience was Top Notch at Shockley! As a past Car Salesman I was so impressed with this dealership and the ease of process! Nancy our finance manager was such a joy to work with! The ease of the financing process and the rapport she built with us, her customers didn't go unnoticed! Way to go Shockley Honda. Bill, Nancy and Herb are stellar!! Thank you for such a great experience!

Richard Scheirer
Richard Scheirer
GOOGLE
8-30-2019
Full Star Full Star Full Star Full Star Full Star
Ali Basye-Featherston
Ali Basye-Featherston
GOOGLE
8-29-2019
Full Star Full Star Full Star Full Star Full Star
jbhhhauto
CARGURUS
8-29-2019
Full Star Full Star Full Star Full Star Full Star

fast response great dealership

2019 Honda CRV EX-L

MichaelNOVA
CARS
8-28-2019
Full Star Full Star Full Star Full Star Full Star

Bill Workman made our car buying experience stress free. His professionalism and knowledge of the product was exceptional! I would definitely buy front Shockley Honda again!

Jason Flint
Jason Flint
GOOGLE
8-27-2019
Full Star Full Star Full Star Empty Star Empty Star
BING
8-23-2019
Full Star Full Star Full Star Full Star Full Star

Thanks Mike for all of your help and for your patience in getting us into the store. Had to get a couple of fixes on the used car we bought and Dante has been …

Revelle B.
Revelle B.
YELP
8-23-2019
Full Star Full Star Full Star Full Star Full Star

Thanks Mike for all of your help and for your patience in getting us into the store. Had to get a couple of fixes on the used car we bought and Dante has been great about helping us.

kmschre
kmschre
GOOGLE
8-23-2019
Full Star Full Star Full Star Full Star Full Star

Loved shopping at Shockley. I was pleasantly surprised when our walk in was treated without pressure sales and led right to the point of the lowest price. No haggling required, with better prices that I saw via Car Guru or any other car buying service. Well done Shockley - with the sales man Mike Morales...

"Great!"

RSS1
DEALERRATER
8-22-2019
Full Star Full Star Full Star Full Star Full Star

Great dealership, really knows what they are talking about, great salespeople (Chris Benner), would highly recommend you use them for your car needs now and in the future.

Jennifer Lynn
Jennifer Lynn
GOOGLE
8-19-2019
Full Star Full Star Full Star Full Star Full Star

Very speedy and knowledgeable staff for help with service for my Honda

Jennifer Smith
Jennifer Smith
GOOGLE
8-17-2019
Full Star Full Star Full Star Full Star Full Star
Beth Sakemiller
Beth Sakemiller
GOOGLE
8-16-2019
Full Star Full Star Full Star Full Star Full Star

Chris provided quality service as a Honda sales consultant. Thank you!

Read More